Omar, Zuleha, and Muhammad Ssendagi. “The Relationship Between Electronic-Funds Transfer and the Financial Performance of Commercial Banks at Ecobank Burundi. A Cross-Sectional Study”. SJ Business Research Africa 2, no. 10 (October 30, 2025): 12. Accessed December 14, 2025. https://business.sjpublisher.org/index.php/sjb/article/view/90.